According to APRA's rules, banks must have specific basic requirements when evaluating if a borrower can repay a home loan. This includes a minimum serviceability buffer of 3%, which is added on top of the mortgage interest rate.
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What are registration fees when buying a house in Qld? Purchasing property in Brisbane or Queensland includes a fee or tax by the Queensland Government on any dutiable transactions. This tax is called Stamp Duty. When does transfer duty apply? A transfer of real property in conveyancing terms is considered any transaction where you sell, buy or transfer property such as land (house, unit or vacant land) or rights to land in Queensland.
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